This scammer would have me believe that he/she represents Lloyds TSB.
Nice try, except for the fact that the scammer is illiterate and I don't have an account with Lloyds TSB.
Dear Account Holder,
In order to serve you better you are expected to pre-confirm to the bank all your payments made.
(or in accordance with your mandate) given to any third party before it gets to us.
Note ;All customers mandate not pre_confirmed will immediately be returned unpaid
For futher enquires
To see previous transactions and present accoount status Log on